Money Path Educator Toolkit

This page is a collection of the resources available for the Money Path program that can help you successfully bring this career and financial planning tool to your students. Need help navigating the toolkit? Click here for a basic explainer video


• What is Money Path and who is it designed for?

What is Money Path?

    • Money Path connects the dots between career path and pay, college expenses and student loan debt, managing a budget, and establishing a timeline for achieving important financial goals like purchasing a car or home and saving for retirement.
    • Available at the crucial time when they are making decisions about adult life, Money Path allows teens and young adults to build a personalized plan and chart a course towards their life-long career and financial goals.
    • To learn more, check out our new Money Path website:

Overview Page   /   About   /   Outcomes   /   Testimonials   /   FAQ Page  /  Demo Video

Who is Money Path for?

    • Money Path is designed to be used by all high schoolers, though it works with young adults as well. 10th to 12th grade tends the be the most effective target audience. Money Path fits in a variety of courses, most commonly: Personal Finance, Economics, Business, Social Studies, Consumer Science. 
    • We also offer custom lesson planning for Advisories, Academic & Career Planning time, and Career Counseling
    • Money Path is flexible and also works well outside of (or in addition to) classroom settings. We’ve seen success in using Money Path with Career Days, ‘Reality Check’ Days, one-on-one counseling discussions, and extracurricular clubs.

• What is the curriculum, and is there a cost?

How does Money Path fit into curriculum standards?

Is there a cost to Money Path, and where do I access this program?

    • Money Path is offered at no cost to Wisconsin high schools and community organizations.  Out-of-state costs can be found at this link.
    • Money Path is an online tool that is mobile responsive; Chrome, Safari, Firefox and Edge browsers supported. Students can create their own accounts in less than 30 seconds using a “Class Code” which provides unlimited access

• Sign Up Form – how do I get my students access to Money Path?

21-22 Sign Up Form (Link)

    • To provide access to your students, please complete the online sign up form so that SecureFutures can know who will be using the tool.
    • For each group who will be using Money Path, please provide the group or class Subject, Approximate Number of Students, and Grades (9-12), as well as approximate timeline of use.
    • In a follow up – we’ll send a confirmation email with a “Class Code” which students use to create their own accounts.

Training & Preparation

• Training to Present

Your best preparation will be to explore Money Path yourself by building several plans and reviewing your results. If you don’t have a Money Path account of your own, contact

Use these resources to prepare for your lesson. Live trainings will also be scheduled throughout the year.

    • Training Video – Originally prepared for our volunteer audience, this will provide a good overview of how to teach each piece of the Money Path app.
    • Facilitator Guide – This guide provides a detailed breakdown of how to facilitate Money Path over a 90 minute class period (or two 45 minute class periods).
    • Implementation Webinar –  This webinar features a useful conversation among multiple educators as they discuss different ways that they plan to incorporate Money Path into their curriculum. Applications for personal finance classes, academic and career planning curriculum, and post-secondary plans are discussed.

• Student & Family Prep

    • Student Prep Guide – This one page guide helps students organize their initial thoughts around their academic, career, and financial future. Distribute this to students in advance of your Money Path lesson.
    • Parent/Guardian Letter Home – This letter informs students’ families about use of the app, the limited data it collects, and encourages further discussion. (click here for a similar letter intended for a nonprofit/community organization)

In-Class Materials – Using Money Path with Students

• Lesson Guide & Student Workbook 

21-22 Lesson Guide (Link)

This guide provides an overview of how to structure your Money Path lesson, with guidance on how to adapt it for synchronous or asynchronous learning. 

21-22 Student Workbook (Link)

The Student Workbook is designed to be printed & given to students as a guide through Money Path. It includes:   1) Account creation instructions   2) Directions on saving and comparing paths   3) Reflection Questions

The link above is a fillable PDF, but hard copies are available upon request in most circumstances.

• Co-Pilot Video & Discussion Guide

21-22 Co-Pilot Video & Discussion Guide (Link)

NEW!  For help delivering an in-class lesson – it’s like having a volunteer facilitator in the room with you – the idea is to start & stop this video w/ each section, and facilitate discussion throughout, hopefully taking the technical aspect out of learning the app so you can focus on student engagement.


Bookmark this link! It’s a direct link to the Money Path app – it’s mobile responsive, meaning it can be used with a computer, tablet, or phone, and works with web browsers such as Chrome, Edge, Safari, Firefox (avoid Internet Explorer) If you don’t already have an account, email to get set up.

The “How To Use Money Path” video, User Guide, and Account Settings are all found within the User Badge menu (top right under “Hi [name]!”)

If you can’t find the answer to your question in the resources above, need tech assistance, or encounter glitches within the app, please contact:

Student Instructions & Assignments

• Google Docs Assignment Options

21-22 Money Path Basic Assignment (Link)

 Basic assignment which includes instructions on creating an account, working through Money Path to create three different paths, and then comparing them. Designed in part for a remote or asynchronous assignment


    • Quick Comparisons: Prompts for students to build & compare paths according to certain factors
    • Essay Questions: Four prompts for deeper reflection regarding expectations and real-life application
    • Cost of Living Adjustment (Coming Soon!): Students explore how cost of living differs according to geography

• Xello

If you prefer to use the Xello platform, Money Path exists as a pre-built lesson plan within the platform, simply use these instructions:

Follow Up

• Educator Evaluation & Student Survey

Educator Evaluation (Link)

After using Money Path with your students, please give us your feedback to improve the program in the future.

Student Survey (in-app):

Each student must complete this survey – it is available after a student creates their first path, or else students can click the “Hello, [Name]!” button in the top right corner and select “Take Survey”.

• Family Discussion Guide

Family Discussion Guide (Link)

Send home this document with your students to use with their families. This document will help guide conversations around post-HS plans, student loan debt, family contributions and more.

Supplemental Learning

• Money Sense On Demand (online personal finance & financial planning mini lessons)

What are the MSOD modules?

    • 14 online mini-lessons covering various personal finance and financial planning topics
    • Each module takes 15 to 30 minutes to complete, with options to read, watch, or listen to the information
    • Quizzes are available throughout to test learning
    • Certificates of completion are available to be emailed after completion of each module 

How do I use them with my students?

Where do I find the direct links?

Money Sense On Demand Home Page (Link)

Questions, Comments, or Referrals?

Contact or (414) 310-5918 or click here to set up a phone or video meeting