We’re already halfway through the year –  now’s the perfect time to pause, reflect, and check in on your financial goals. A little financial reflection now can set you up for a more confident and stress-free second half of the year. Get tools and resources on our Alumni Page.

Staying in control of your money doesn’t have to be complicated. Try these simple tips to keep making progress toward your financial goals:

Scan your last 1–2 months of bank statements. Spot any trends you want to change? Cut back where you can.

Whether it’s saving $100 or spending less on takeout, one goal keeps you focused.

Try free tools like Goodbudget or a simple Google Sheet.

Check for forgotten charges draining your account.

Even $5–$10 weekly adds up. Automate it and forget it.

Life throws curveballs — car repairs, job changes, surprise bills. That’s where your emergency fund comes in. It’s money set aside specifically for unexpected expenses. Having this safety net can prevent you from relying on credit cards or loans in tough situations. The amount needed for an emergency fund depends on the individual. Aim to save 3–6 months of living expenses over time, starting small with automatic transfers or extra income. If possible, use extra income from side gigs, tax refunds, or work bonuses to boost your fund faster. The key to saving isn’t about making huge sacrifices — small, steady steps make a big difference.